01Unpaid invoices or loans
Unpaid debts and debt recovery
Lawyers to pursue outstanding amounts from individuals and businesses.
- Invoices, loans and agreed payments
- Payment demands and court representation
CONCORDIA LEGAL · SPECIALIST LAWYERS
Lawyers you can trust.
Legal solutions
across Spain.
We pursue debts and damages, recover property and review contracts. We explain your options and agree scope and fees before work starts.Claims, property and contracts. We help you take the next step.
Unpaid debts · Medical negligence
Accidents and insurance · Evictions
Building work · Contracts and agreements
Direct contact with your lawyer
Updates on your claim
Fees agreed before work starts
OUR SERVICES
Claims, property and contracts.
Claims, property and contracts. We help you take the next step. Specialist lawyers prepare and handle your claim from start to finish.
Explore all 6 services
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02Harm following medical care
Medical negligence claims
We assess whether there was negligence and compensation you may claim.
- Diagnosis, treatment and surgery
- Medical records and independent expert assessment
03An insurer that does not respond
Accident and insurance claims
We pursue accident injury and damage claims against insurers.
- Inadequate offers and denied cover
- Personal injury and property damage
04You need to recover your property
Evictions and property recovery
Lawyers for eviction proceedings and unpaid rent claims.
- Unpaid rent and expired leases
- Recovery of possession of the property
05Building defects
Building work and hidden defects
Claims for defective renovations, unfinished work and hidden defects discovered after buying a property in Spain.
- Defective renovation work
- Unfinished or delayed work
- Defects discovered after purchase
06Contracts and agreements
Contract and agreement drafting and review
We draft and review contracts and agreements, explain their terms and support you in negotiations and signing.
- You have received a draft
- You need a written agreement
- You want help negotiating or signing
Find out what each service includes and which documents to prepare.
View all services
CONCORDIA LEGALHOW WE HANDLE YOUR CASE
A claim supported
by the documents.
Asking for a sum is not enough. It needs to be justified, objections anticipated and the right procedure chosen.
We explain whether there is a basis to claim
We explain what supports the claim and where the difficulties lie.
We review every offer before you accept
We assess what an agreement resolves for you. If it is insufficient, we consider court proceedings.
You approve the quotation and the steps
You know which work you are engaging and which expenses to expect before authorising action.
REAL CASES FOR REFERENCE
What was achieved
after making a claim.
An unpaid debt, an injury or property that was not returned. These cases show how real situations were resolved.
DEBT RECOGNISED€153,068.12
Unpaid debts and debt recovery
Payment of the outstanding invoices was recognised.
A company stopped paying for services received. Following the claim, a debt of €153,068.12 was recognised, plus the agreed interest.
Real anonymised matters. Their outcomes do not guarantee the outcome of your case.
OUR SPECIALIST AREAS
Specialist lawyers
for claims, property and contracts.
Six services to pursue a claim, recover property or prepare a contract. We review the documents, explain the options and agree the work with you.
6
Specialist areas
Unpaid debts · Medical negligence · Accidents and insurance · Evictions · Building defects · Contracts and agreements
We know which documents you need
Contracts, invoices, medical records and policies: we identify what each document adds to your claim.
We define what you can claim
We identify the debt, the damage and what can be claimed with the documents available.
Representation in negotiation and in court
We review each proposed agreement and explain when court proceedings should be considered.
FROM FIRST CONTACT TO ENGAGEMENT
How we assess your case
and start work.
STEP 01 OF 03
First, understand what you need to resolve.
We review the essential documents, dates and purpose of your enquiry. We identify any information needed to assess the matter.
- What we need from you
- A summary of what happened and the documents you have.
- What you receive at this stage
- An initial assessment and the next steps to prepare the case.
FEES
The cost of assessing
and pursuing your case.
An initial guide to the investment involved. The scope and amount are confirmed before engagement.
See what each option includesTO ASSESS YOUR CLAIM
In-person or video consultation
90 € + VAT
A consultation with a lawyer to review the matter, the essential documents and your options for making a claim.
- Initial legal assessment
- Guidance on documents and next steps
TO CLAIM BEFORE GOING TO COURT
Pre-action claim
300 € + VAT
Drafting and arranging delivery of a burofax or initial demand to the person or organisation concerned.
- Review of the necessary documents
- Drafting and arranging delivery of an initial demand
- Deducted from court proceedings for the same matter
FOR COURT PROCEEDINGS
Court proceedings
Tailored
Quotation before engagement
We propose the procedure and stages your claim requires, with fees and expenses in writing.
- Preparation of the proceedings
- Court representation in the agreed stages
- Scope and fees agreed in writing
The court quotation specifies the stages included. Court representation, experts and delivery expenses are itemised separately. The €300 + VAT covers drafting and arranging delivery of an initial demand. Subsequent negotiations are quoted separately.
FREQUENTLY ASKED QUESTIONS
Documents, deadlines and costs:
what you should know.
First contact
You can explain the general issue. Before reviewing documents or acting on their behalf, we check which authorisation or representation you need. Do not include their personal details in your first message.
We can assess a request for a second opinion. Explain which steps have been taken and whether a deadline is running. Before taking over, we review the documents and the existing engagement.
Keep the complete document and note when it arrived. Mention it when contacting us so we can check the deadline and required action. Do not wait until you have collected every other document.
Yes, but we need the dates of the events and any claims already made. Time limits differ by matter; they need to be reviewed to establish whether a claim can still be brought.
An enquiry does not mean we contact the other party. Sending a claim or taking any other action is agreed with you after the engagement has been defined.
Fees
The agreed terms apply to the work done and the stage at which agreement is reached. The quotation should distinguish negotiation from possible court representation so you understand both sets of terms.
We review the work already done and the engagement terms. Before you decide, we explain any steps or deadlines in progress that need attention.
We explain why it is necessary and its cost. If it changes the engaged work, the additional scope is agreed with you before it is carried out.
Not always. A costs order and the amount recoverable depend on the procedure and decision. You should not rely on reimbursement when deciding whether to claim.
Fees and the sum claimed are separate. Payment terms are defined in the engagement; any amount linked to the outcome must be expressly agreed.
Unpaid debts
Other material may support it: transfers, accepted quotations, emails or messages. We review whether it establishes the origin of the debt, its amount and the payment terms.
The sum received must be deducted and the outstanding amount justified. Keep payment records and messages explaining which invoice or item each payment relates to.
It depends on the proposal and the realistic prospects of payment. If you accept, the acknowledged debt, payment dates and consequences of another default should be documented.
We review what was agreed, what was delivered and when the complaint arose. Quotations, delivery records and correspondence help assess the objection before claiming.
A favourable decision does not guarantee payment. We assess the available solvency information and costs so you can decide whether the claim makes financial sense.
Medical negligence
Not necessarily. A complication must be distinguished from inadequate care, and its link to the harm examined. An independent medical assessment may be needed to clarify this.
You can request access to and copies of your records from the provider, subject to legal limits. Keep the request; we explain which reports and documents need review.
We need to review the information you received, what you authorised and how care was provided. A signature alone does not establish whether the medical treatment was appropriate.
Yes. You can request an initial assessment and gather records while treatment continues. Recovery affects the assessment of harm, but time limits also need to be checked.
Yes. Public or private care may change the party to claim against, the procedure and time limits. We need to know the provider, dates and type of care.
Accidents and insurance
Yes. We review what the payment covered and anything you signed. These details help establish whether the matter was settled or whether issues remain.
We review the available material, including the accident statement, photographs, witnesses and correspondence. The absence of one document does not by itself determine whether a claim can succeed.
Legal expenses cover includes a right to choose under the applicable law. We review the policy and circumstances to establish the scope and expense limits.
Keep the claim, proof of delivery and dates. We check what was requested, whether documents are missing and the next steps for that insurance and claim.
Both must be assessed and documented separately. Medical reports, invoices and quotations help identify the damage and who a claim may be brought against.
Evictions
The procedure, court, service of documents and occupation circumstances all affect timing. After reviewing the matter, we explain these factors; a departure date cannot responsibly be promised.
The handover, recovery of possession, property condition and remaining debts should be documented. Seek advice before signing a waiver or an agreement you do not understand.
We check which amounts were paid, when and what they cover. Keep payment records and do not assume the entire debt is settled without checking the balance and correspondence.
The contract and guarantees determine who each claim can be directed against. Signatures, commitments and later amendments need review.
Do not use these steps to force occupants out: they may expose you to liability. The applicable legal procedure must be assessed and followed to recover possession.
Building defects
Not necessarily. Breach of a building contract, seller liability and construction defects are different routes. Applicable law and dates determine the right approach.
It may be essential to establish cause, age and repair costs. Its need and fee are agreed separately from the lawyer’s work.
Address danger and prevent damage worsening. Where possible, record the original condition, retain invoices and arrange a technical assessment before repairs.
No. The specific hidden-defect actions under the common Spanish Civil Code have six months from delivery. Sales governed by Catalan law and construction claims follow different rules. Seek prompt review of your dates.
Contracts and agreements
Yes. You can engage a review without starting a claim or court proceedings. We explain terms to clarify and proposed changes before you decide.
Leases, property deposit and purchase agreements, private loans, debt acknowledgements, payment schedules and civil settlements in Spain. We first check that the document fits the service.
The starting reference covers review and comments on one document. Third-party negotiation, meetings, additional versions and attendance at signing must be expressly included in the quotation.
No. The lawyer’s quotation defines the legal work. Notary, registry, tax and external professional charges are identified separately where needed.
Yes. We can assess the terms and options for amendment, termination or breach. Signing may limit some options; the terms and dates need review.
A delivery date is agreed after assessing the document and complexity. Replying to your initial enquiry by the next day does not mean the contract will be delivered then. Call if signing is imminent.
GUIDES TO GET STARTED
Before taking the next step,
prepare what matters.
Documents to keep, details to check and where to start. Open the guide you need and download its checklist.
PRACTICAL GUIDEMy tenant is not paying rent: first steps for a landlord in Spain
Calculate arrears, retain communications and review the legal route. Recovering possession and collecting rent are related but different goals.
Read guide
PRACTICAL GUIDESpanish payment-order proceedings: when a monitorio may help
A monitorio can be used for certain documented debts. It does not guarantee recovery and is not suitable for every contractual disagreement.
Read guide
PRACTICAL GUIDEInsurance refuses compensation: what to check before claiming
Review the refusal alongside the policy, facts and accident records. Different reasons for refusal require different responses.
Read guide
PRACTICAL GUIDEMedical negligence in Spain: public and private healthcare claims
The care arrangement may change the procedure, responsible organisation and deadline. Identify how you received treatment before choosing a route.
Read guideTALK TO CONCORDIA LEGAL
Let’s discuss
what you need to resolve.
Tell us what happened and what you need to resolve. The lawyer will explain the next steps and the documents needed.
We will reply by the next day at the latest.